Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that you find the home you want, in the area you want, for the best price and in a timely manner. I'll guide you through the entire buying process with your best interests and professional service as paramount. There are no charges to you for my services (the seller pays a commission at time of sale). Additionally, I will provide you with a free one full year Home Warranty for your new home to protect you from major home and appliance repair expenses.
I help you find the home you want in two key ways:
1) By finding out the specifics of the home you are looking for and then providing listings to you by email. I will update your listings immediately each time a new property comes on the market that matches your criteria. When you find homes that you want to see, let me know and I will arrange appointments to show them to you at a convenient time.
2) By providing you the ability to search a vast multilist size homes data base from my website. If you find homes that you are interested in seeing in this manner, I ask only that you contact me to show them to you when you are ready to start looking. Search for homes yourself.
As Your Agent, I Will:
- Assure that you have access to all the properties in your areas of interest that meet your criteria.
- Guide you through the entire home buying process to the closing.
- Make sure you don't pay too much for your new home and help you avoid other costly mistakes.
- Provide you with a free home warranty to protect you from major home and appliance repair costs for a full year.
- If you currently own a home, perform a Market Analysis (no charge) so you know its value when you put it on the market.
- Provide you access to answers to your questions about the local market area, including schools, neighborhoods, the community, and more.
To Start Looking For Your New Home:
- Check your credit rating. Address any problems and straighten out any errors.
- Determine the amount you wish to put as a down payment and an approximate monthly housing budget for your new home including mortgage, taxes and insurance.
- Find a loan program that meets your needs and get pre-approved so you know the price range you should search in. I can assist you in getting pre-approval.
- Determine what areas best matche your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other surveys and inspections as applicable.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and private mortgage insurance if applicable.
